ICHRA · NOW CALLED THE CHOICE ARRANGEMENT

Add ICHRA to your benefits platform — without building carrier integrations

Ideon gives ICHRA platforms the plan and rate data, provider networks and carrier enrollment connections to launch faster. Supporting CHOICE Arrangements (formerly ICHRA) on day one — same API, no changes needed.

Same benefit, new name. On September 3, 2026, CMS and the SBA renamed the Individual Coverage HRA
(ICHRA) the CHOICE Arrangement. The rules and the way employees shop for individual coverage haven’t
changed — and neither has Ideon’s API.

FOR ICHRA & CHOICE ARRANGEMENT PLATFORMS

Everything your platform needs to offer ICHRA

All carriers. All functions. One API — from plan shopping to enrollment.

ICHRA plan & rate data

Standardized plan details and
rates across all major carriers.

Plan shopping experience

Let employees compare plans
and check doctor coverage.

Carrier integrations

One connection instead of
custom carrier file formats..

Automated enrollment

Enrollment data flows straight
into carrier systems.

HOW IT WORKS

Launch ICHRA in your benefits administration software

01

Connect Once

02

Power Plan Shopping

03

Send enrollments straight to carriers.

35+ ICHRA leaders are built on Ideon

The platform data partner behind the ICHRA and CHOICE Arrangement market

FOR CARRIERS & HEALTH PLANS

Grow your ICHRA business

Get your plans on 20+ leading ICHRA platforms and receive enrollment data in your format. 

Solutions for Carriers >

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Analyst reviewing data dashboards on two monitors and a laptop

All carriers. All functions. One API.

No more custom file formats or data integrations. Ideon standardizes plan details, rates, provider-network data, and carrier connections across all major carriers, in one centralized API.

Hand using a stylus on a tablet showing data charts

Automate enrollment with carriers

Ditch manual processes. Ideon ensures employee enrollment data flows directly into carrier systems, eliminating errors and reducing back-and-forth delays.

Person at a desk reviewing data charts on a monitor

Power a better shopping experience

Give employees the data and tools to compare plans, check doctor coverage, and enroll with confidence.

 

Team gathered around a table reviewing documents and laptops

Scale without complexity

Whether you’re adding new carriers or expanding your platform’s capabilities, Ideon removes the operational barriers—so you can focus on growth, not integrations.

ICHRA resources from Ideon

2026 ICHRA map

Explore solutions for carriers and ICHRA platforms

Ready to take the next step?